LOAN RATES
Repo-linked lending benchmarks moved, putting reset dates and EMIs back on borrowers’ checklists.
WHAT CHANGED
The RBI’s 7 Oct 2026 decision moved the policy repo rate to 5.50%.
THE BENCHMARK
PNB and Bank of India were among the lenders reported at this revised benchmark.
EMI EFFECT
A FuelPrice illustration shows the difference on a ₹10 lakh balance with 60 months left.
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Find the benchmark, spread, effective date and whether the change affects EMI, tenure or both.
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Sources, numbers and what to watch next.
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