MOTOR INSURANCE
Use the government record and the insurer's official system together before treating a policy as active.
FIRST CHECK
The official vehicle record can show insurer and validity information where the data is available.
MATCH DETAILS
Match the registration, insurer, policy number, dates, cover sections and vehicle identity.
CAR RULE
IRDAI consumer guidance says new private cars have three years of third-party liability cover in the…
BIKE RULE
For a new two-wheeler, third-party cover can continue while the one-year own-damage section needs separate…
SPOT MISMATCHES
Confirm own-damage, IDV, deductibles and add-ons with the insurer's official records.
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Numbers, comparisons and what to check next.
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