VEHICLE LOANS
The EMI impact depends on each loan’s benchmark and reset terms.
WHAT CHANGED
HDFC Bank made the revised benchmarks effective 7 Oct 2026.
KEY RATE
The one-month MCLR is the lowest revised benchmark in the table.
CAR LOAN CHECK
The one-year MCLR is 8.30%, but a repo-linked car loan follows its own reset terms.
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Find the benchmark, spread and reset terms before estimating any EMI change.
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Sources, numbers and what to watch next.
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