MOTOR INSURANCE
The distribution overhaul is still under consultation and is not a live buyer rule.
WHAT IS PROPOSED
IRDAI’s draft covers commissions, expenses, disclosures and digital insurance channels.
BROKER RESPONSE
Brokers warn lower caps could weaken servicing and access in smaller towns.
BUYER IMPACT
The paper is not final; current policies remain governed by their existing terms.
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Follow the consultation timeline before treating any proposal as a live rule.
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Sources, numbers and what to watch next.
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