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CAR LOAN WATCH

Nomura Sees Two RBI Rate Hikes

A new brokerage forecast could put floating-rate car-loan costs back in focus for Indian borrowers.

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WHAT IS EXPECTED

October And December Moves

25 BPS EACH

Nomura expects two 25-basis-point hikes, but the RBI has not confirmed the forecast.

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THE SCENARIO

Possible 50-Basis-Point Path

5.75%

If both moves happen, Nomura sees the terminal policy rate reaching 5.75%.

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WHO IS AFFECTED

Floating Loans Need Attention

Benchmark, lender spread, reset date and repayment tenure determine the effect on each borrower.

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READ THE FULL STORY

Check Your Loan Terms

Understand what is forecast, what the RBI decides and how a lender could transmit any change.

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READ THE FULL STORY

Get the full breakdown

Sources, numbers and what to watch next.

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Read: Nomura sees two RBI rate hikes by December: Car-loan EMI checks