LENDING RATES
Public-sector lenders revised benchmark rates after the RBI’s 7 October policy move.
WHAT CHANGED
PNB’s repo-linked lending rate is effective from 8 October; its MCLR and Base Rate were unchanged.
INDIAN BANK
Its revised repo-linked benchmark is effective from 8 October 2026.
BANK OF BARODA
The bank’s repo-linked rate also rises from 8 October.
WHO IS AFFECTED
Car and two-wheeler borrowers should check the benchmark, spread, reset date and revised schedule.
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See what changes now and which terms determine the actual EMI impact.
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Sources, numbers and what to watch next.
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