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VEHICLE LOANS

RBI October Meeting Puts Car EMIs On Watch

The MPC meets 5–7 October, but no vehicle-loan rate change is confirmed.

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DECISION DATE

Rate Decision Due On 7 October

7 Oct 2026

The six-member MPC is scheduled to announce its policy outcome on the final meeting day.

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CURRENT RATE

Repo Rate Stands At

5.25%

The RBI’s official current-rates page lists this policy rate as of 1 October 2026.

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RATE EXPECTATIONS

Economists See A Possible Hike

25 bps

A possible move to 5.50% is reported market expectation, not an RBI decision.

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READ THE FULL STORY

Check Your Loan Reset Terms

Benchmark, spread and reset date determine what a borrower may actually see.

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Get the full breakdown

Sources, numbers and what to watch next.

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Read: RBI October MPC: Car-loan EMI watch ahead of 7 Oct repo decision