RBI rate hike changes loan math

⚡ Fuelprice VEHICLE LOANS The repo rate has moved to 5.50%, with possible consequences for floating car-loan costs.

Repo rate reaches 5.50%

⚡ Fuelprice WHAT CHANGED 5.50% The RBI lifted the policy rate by 25 basis points on 7 Oct 2026.

Floating loans may reprice

⚡ Fuelprice WHO IS AFFECTED The benchmark, spread, reset date and lender terms decide the borrower-level impact.

₹122 more in one example

⚡ Fuelprice EMI CHECK ₹122/month A hypothetical ₹10 lakh, 60-month loan rises from 9.00% to 9.25% after full pass-through.

Check your loan reset terms

⚡ Fuelprice READ THE FULL STORY See how the RBI decision can reach a car-loan EMI, and what remains unchanged.

Get the full breakdown

⚡ Fuelprice READ THE FULL STORY Sources, numbers and what to watch next. Tap up to read the full article ↑ Read: RBI raises repo rate to 5.50%; car-loan EMI impact for buyers