Renew Your Bike Insurance Correctly

⚡ Fuelprice BIKE INSURANCE Learn how to compare TP, OD, NCB and IDV before paying for a two-wheeler renewal.

TP Does Not Repair Your Bike

⚡ Fuelprice COVER TYPES Third-party cover answers liabilities to others; own-damage cover addresses covered loss to your bike.

CC Sets The TP Slab

⚡ Fuelprice RATE CHECK ₹714 As of October 2026, a 75–150cc two-wheeler’s annual base TP premium is ₹714 before taxes and add-ons.

NCB Applies Only To OD

⚡ Fuelprice NCB MATH 50% The standard claim-free progression can reach 50% after five years; it does not discount third-party premium.

A Gap Is Not A Grace Period

⚡ Fuelprice LAPSE CHECK 1 DAY A lapse can stop protection for new incidents and may trigger inspection before renewal.

Check Before You Pay

⚡ Fuelprice READ THE FULL GUIDE Use the checklist to verify dates, IDV, NCB, deductibles and the effective start time.

Get the complete breakdown

⚡ Fuelprice READ THE FULL GUIDE Numbers, comparisons and what to check next. Tap up to read the full guide ↑ Read: Bike Insurance Renewal in India: TP, OD, NCB and IDV Guide