CAR INSURANCE
A practical guide to the cover gap, inspection, NCB and renewal checks.
WHAT STOPS
A new accident, theft or fire after expiry is not automatically covered by renewing later.
THE LEGAL CHECK
Third-party motor insurance is mandatory before a vehicle is used on public roads.
NCB RULE
The cited standard grid rises from 20% to 50% across successive claim-free periods.
BREAK-IN CHECK
The cited motor FAQ says even a one-day lapse can require vehicle inspection.
COMPARE THE QUOTE
A comprehensive-policy break beyond 90 days can affect accrued NCB under the cited guidance.
READ THE FULL GUIDE
Numbers, comparisons and what to check next.
Tap up to read the full guide ↑