CAR INSURANCE
Compare battery cover, IDV, premiums, exclusions and claim checks for Indian car owners.
THE DATA
A 06 Oct 2026 report cited higher average EV claim severity in a comparable Policybazaar sample.
CLAIM SEVERITY
Reported average claim severity for EVs versus comparable ICE cars in the sample.
WHAT TO CHECK
Accidental damage, water ingress, power surges and charging equipment may be treated differently.
BEFORE A CLAIM
Keep OEM charging records, report promptly and wait for survey approval before repairs.
COMPARE POLICIES
Compare IDV, excess, exclusions, EV-equipped garages and towing support with equivalent cover.
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Numbers, comparisons and what to check next.
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