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MOTOR INSURANCE

IRDAI commission reset faces industry pushback

Insurers want a phased transition, but the proposal is not a final rule or an immediate premium change.

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WHAT CHANGED

Insurers ask for more time

A reported meeting with IRDAI included requests for a commission glide path and differentiated expense limits.

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THE PROPOSAL

New-vehicle TP commission could be nil

0%

The draft proposes nil commission for distribution entities on specified new-vehicle third-party cover.

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MOTOR COVERS

Other cover limits are proposed

5% / 10%

The proposed ceiling for new-vehicle own-damage, personal-accident and legal-liability cover differs by…

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WHAT TO CHECK

A proposal is not a discount

Current quotes still depend on cover, claims, service, exclusions, taxes and the insurer’s actual pricing.

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READ THE FULL STORY

Follow the final IRDAI wording

The feedback deadline and any transition rule matter more than the draft headline.

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READ THE FULL STORY

Get the full breakdown

Sources, numbers and what to watch next.

Tap up to read the full article ↑

Read: IRDAI motor insurance caps face insurer concerns; no immediate change for buyers