Revenue over relief? Govt has room to cut customers some slack over oil prices, or choose to swell its own pocket

The recent drop in oil prices could allow the Indian government to increase excise duty while offering moderate fuel price cuts to consumers. This strategy may help ease inflationary pressures. A report by BofA Securities suggests potential revenue gains and reduced import costs, benefiting India's economy.

The recent sharp decline in oil prices may enable the Indian government to bolster its finances by increasing excise duty while offering partial relief to consumers through moderate reductions in petrol and diesel prices.

This approach could help ease inflationary pressures, according to a report by BofA Securities , the investment banking division of Bank of America . The report, accessed by TOI's Sanjay Dutta and Sidhartha, highlights a potential trade-off between fiscal revenues and inflation control.

“A fall in oil prices and the resulting reduction in import costs can be viewed as savings for India.

However, it is up to the government to decide whether and how much of this savings should be passed on to the public through lower fuel prices ,” said Rahul Bajoria in the report.

The report estimates that crude prices could decline by nearly Rs 9 per litre between September 2023 and March 2024.

Since the last fuel price revision in April, oil prices have fallen by 20%, leading to wider margins for fuel retailers.

BofA Securities suggests that the government could leverage these gains.

“The government could see a revenue boost of nearly Rs 110 billion annually from every additional rupee earned by oil companies on petroleum products.

This could potentially translate to around Rs 1 trillion on an annual basis, or 0.3% of GDP, assuming these numbers hold steady over the next year,” the report stated.

This would allow the government to recover revenue lost in the past two years when excise duties were cut to shield consumers from rising energy prices.

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Petrol holds a 2.19% weight in the Consumer Price Index (CPI), while diesel, primarily used for industrial purposes, has a weight of 0.15%. A Rs 5 per litre reduction in fuel prices could lower the fuel index by 5.5%, leading to a 14 basis point direct reduction in inflation, with an additional 14–15 basis points of indirect impact over the next few months, according to the report.

With India importing 80% of its oil needs, the report estimates that a 20% drop in crude prices could result in annual savings of approximately $13 billion for every $10/barrel decrease.

This would further strengthen the country's external finances, as the Reserve Bank of India (RBI) has already added $67 billion in foreign reserves in 2024 alone.

Brent crude prices, which recently dropped to $70/barrel — the lowest since December 2021 — remain below $75/barrel, marking a 20% decrease from the April peak of $92/barrel.

The report also noted that increased imports of discounted Russian crude have contributed to reduced energy costs for India.

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