Car Insurance Add-Ons at Renewal: Zero Dep, Engine Protect, RSA and More

In this short

• CAR INSURANCE Choose Cover That Matches Your Car A practical guide to zero dep, engine protection, RSA, consumables and NCB cover at renewal.
• RENEWAL CHECK Start With The Base Policy Add-ons extend eligible own-damage cover; they do not replace mandatory third-party insurance.
• ZERO DEP Cuts Part Depreciation Deductions It can reduce the depreciation share in an eligible partial-loss claim, subject to the policy wording.
• ENGINE PROTECT Water Damage Needs Exact Wording Engine protection commonly addresses specified water ingress or oil leakage, not ordinary wear.
• NCB MATH NCB Applies Only To OD 35% OD The illustrative renewal math applies the slab only to the own-damage component before other charges.
• READ THE FULL GUIDE Use The Renewal Checklist Compare exclusions, service limits, claim effect, IDV, deductible and premium together.
• READ THE FULL GUIDE Get the complete breakdown Numbers, comparisons and what to check next.