Diwali 2026 car-loan offers: compare 7.75% rate, fees and EMI

Festive lenders are advertising car-loan rates from 7.75% and fee waivers, but final EMI depends on borrower profile, tenure and…

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VEHICLE LOANS Diwali car-loan offers need an EMI check Festive rates and fee waivers can lower the upfront bill, but the written quote decides the real cost.
THE STARTING RATE Indian Bank advertises 7.75% 7.75% p.a. The lender’s festive page presents this as a starting rate, subject to product and borrower terms.
AVERAGE BORROWING Car loans are getting larger ₹8.2 lakh TransUnion CIBIL reported this average passenger-vehicle loan size for H1 2026.
THE TENURE Longer terms change total interest 62 months That was the average passenger-vehicle loan tenure reported for H1 2026.
WHAT TO CHECK Read the full cost, not just EMI Compare rate type, fees, pre-payment terms, insurance, fuel and maintenance before signing.
READ THE FULL STORY Compare the written loan quote See how festive car-loan offers translate into monthly and total repayment costs.
READ THE FULL STORY Get the full breakdown Sources, numbers and what to watch next.