Himachal HC: Act-only car policy leaves owner liable for ₹13.93 lakh
A Himachal Pradesh High Court ruling says an Act-only private-car policy did not cover an occupant, leaving the owner liable for…
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In this short
- MOTOR INSURANCE Act-only policy leaves owner liable Himachal HC ruled on passenger cover in a private-car insurance case.
- WHAT CHANGED Insurer was exonerated ₹13,93,100 The award remains payable, but the court shifted liability away from the insurer.
- POLICY CHECK Third-party cover was limited ₹2,205 The policy carried third-party premium but no additional premium for the occupant.
- DRIVER TAKEAWAY Policy type matters at renewal Check whether the schedule says Act-only or comprehensive/package and read the occupant cover.
- READ THE FULL STORY See what owners need to check The ruling is case-specific; policy wording and dates remain central.
- READ THE FULL STORY Get the full breakdown Sources, numbers and what to watch next.
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