CRIF: Vehicle finance hits ₹20.5 lakh crore; used cars lead growth

CRIF’s June 2026 data puts India’s vehicle-finance portfolio at ₹20.5 lakh crore, with used-car loans growing fastest and…

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In this short

  • VEHICLE FINANCE India’s Vehicle Finance Market Is Shifting CRIF data shows used-car and commercial-vehicle lending growing quickly within a wider market.
  • THE NUMBER Four Loan Segments Make One Portfolio ₹20.5 lakh crore CRIF’s June 2026 total combines auto, two-wheeler, used-car and commercial-vehicle finance.
  • FASTEST GROWTH Used-Car Finance Leads Growth 26.2% The segment’s five-year compound annual growth rate through June 2026.
  • FLEET WARNING Commercial Loans Carry Early Stress 4.1% CRIF’s June 2026 portfolio-at-risk measure for payments 31–90 days overdue.
  • READ THE FULL STORY Compare More Than The EMI See what the new vehicle-finance mix means for buyers and fleet operators.
  • READ THE FULL STORY Get the full breakdown Sources, numbers and what to watch next.

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