IRDAI motor-insurance proposal: what buyers should know before 25 Oct

IRDAI’s proposed insurance-distribution changes remain under consultation, with feedback due by 25 Oct 2026. Here is what could…

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In this short

  • VEHICLE INSURANCE IRDAI Proposal Is Not Final The regulator is consulting on how motor cover is distributed and sold.
  • WHAT CHANGES Feedback Window Closes Soon 25 Oct 2026 Stakeholder comments on the consultation are due by 25 Oct 2026.
  • MOTOR COVER Loan Bundling Faces Scrutiny The draft proposes tighter safeguards around insurance sold with vehicle loans.
  • BUYER CHECK Compare The Policy Breakup Check insurer, cover type, IDV, add-ons, taxes and expiry before renewal.
  • READ THE FULL STORY Follow The Final Notification The draft does not itself change motor premiums or renewal rules.
  • READ THE FULL STORY Get the full breakdown Sources, numbers and what to watch next.

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