RBI says personal-loan credit grew 17.3% in September; vehicle loans resilient

RBI data for 30 Sep 2026 shows personal-loan credit grew 17.3% year on year, while vehicle-loan demand stayed resilient. Here is…

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In this short

  • VEHICLE LOANS RBI data shows vehicle lending resilient September credit data points to continued vehicle-finance demand, but it does not set a new EMI.
  • THE NUMBER Personal credit grew year on year 17.3% RBI reported this annual growth in personal-loan credit as of 30 September 2026.
  • WHO IS AFFECTED Car and scooter buyers The data is useful market context, while individual rates still depend on lender terms and borrower profile.
  • WHAT TO CHECK Read the full borrowing cost Review the Key Facts Statement, repayment schedule, fees and running costs before comparing offers.
  • READ THE FULL STORY What RBI credit data means See the buyer checklist and the limits of a sector-wide lending statistic.
  • READ THE FULL STORY Get the full breakdown Sources, numbers and what to watch next.

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