Car insurance renewal after lower driving: check usage, IDV and NCB

In this short

• VEHICLE INSURANCE Driving Less? Review Your Renewal A 21 Oct PTI report highlights checks for low-use car owners before renewal.
• WHAT TO CHECK Usage May Have Changed Compare last year's actual kilometres with the distance you expect to drive next.
• COVER STILL MATTERS Low Use Is Not No Risk Theft, fire, weather and occasional trips can still expose a parked car.
• RENEWAL TIMING Start Before Policy Expiry 15 DAYS IRDAI says approach the insurer at least 15 days before the existing policy expires.
• READ THE FULL STORY Use The Renewal Checklist See what to verify before renewing a motor policy after a quieter driving year.
• READ THE FULL STORY Get the full breakdown Sources, numbers and what to watch next.