How to Check Vehicle Insurance Online: Validity and Fraud Checks

Use VAHAN or mParivahan and the insurer's official records to confirm your vehicle's insurance status, policy dates and cover…

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MOTOR INSURANCE Check Your Vehicle Insurance Before Renewal Use the government record and the insurer's official system together before treating a policy as active.
FIRST CHECK Start With VAHAN Or mParivahan The official vehicle record can show insurer and validity information where the data is available.
MATCH DETAILS Compare The Policy Schedule Carefully Match the registration, insurer, policy number, dates, cover sections and vehicle identity.
CAR RULE New Private Cars Get Long-Term TP 3 YEARS IRDAI consumer guidance says new private cars have three years of third-party liability cover in the…
BIKE RULE New Two-Wheelers Get Longer TP 5 YEARS For a new two-wheeler, third-party cover can continue while the one-year own-damage section needs separate…
SPOT MISMATCHES A Status Entry Is Not Full Cover Confirm own-damage, IDV, deductibles and add-ons with the insurer's official records.
READ THE FULL GUIDE Get the complete breakdown Numbers, comparisons and what to check next.