Motor insurance after sudden floods: Which add-ons cover repairs?

In this short

• MOTOR INSURANCE Flooded roads can expose cover gaps Rain damage to a car’s body and engine may be assessed under different policy terms.
• WHAT TO CHECK Engine protection is an add-on Water ingress and hydrostatic-lock damage may need specific engine-protection wording.
• ON THE ROAD Do not restart a stalled car Arrange professional help and notify the insurer after water exposure.
• RENEWAL CHECK Read limits before comparing quotes Check IDV, deductibles, exclusions, add-ons and towing limits together.
• READ THE FULL STORY Know what your policy covers See the practical checklist for rain-related claims and renewals.
• READ THE FULL STORY Get the full breakdown Sources, numbers and what to watch next.