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RBI October rate hike watch: possible 25 bps impact on car EMIs

The RBI has not confirmed a rate change, but economists see a possible 25-basis-point October hike. Here is what car-loan…

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In this short

  • RBI October Rate Hike Watch — Economists see a possible move, but the central bank has not confirmed a rate change.
  • A 25 Bps Hike Is Expected — A Moneycontrol poll found most surveyed experts expected an October increase.
  • Repo Rate Is 5.25% — The RBI’s current-rates page lists this level as at 25 Sep 2026.
  • Reset Terms Matter — Benchmark, spread and reset timing decide whether a floating car-loan EMI changes.
  • Model The EMI Risk — See what to check before treating a rate forecast as a confirmed loan cost.
  • Get the full breakdown — Sources, numbers and what to watch next.

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