Road-accident claim rejected over expired licence; ₹10 lakh ordered

In this short

• INSURANCE CLAIM Expired licence claim gets new scrutiny A Hassan consumer commission ordered a payout after an insurer rejected a road-accident claim.
• WHAT THE PANEL FOUND Other driver caused fatal crash The commission accepted the reported police and case material attributing fault to the tipper lorry driver.
• THE PREMIUM Accident cover was bank-linked ₹300 a year The reported policy premium was deducted automatically from the account.
• THE ORDER Payout with interest directed ₹10 lakh The insurer was ordered to pay the insured amount in the reported case.
• WHAT RIDERS CHECK Licence policy and claim records The outcome also turns on policy type, accident causation, premium proof and the written rejection.
• READ THE FULL STORY Know what your policy covers Use the checklist before relying on a claim rejection or payout headline.
• READ THE FULL STORY Get the full breakdown Sources, numbers and what to watch next.