Two-wheeler loan delinquency falls to 1.4%; what buyers should check
TransUnion CIBIL says 90+ days past-due delinquency in two-wheeler loans fell to 1.4% in June 2026 as borrowers increasingly…
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In this short
- Two-wheeler loan delinquency falls to 1.4% — CIBIL says repayment quality improved as borrower histories deepened.
- Fewer borrowers start with no history — Share of first-time borrowers in H1 2026 two-wheeler loan originations.
- Prior consumer credit is common — Nearly one-third of borrowers had consumption-led credit in H1 2026.
- Two-wheeler finance reaches smaller towns — Share of H1 2026 originations from semi-urban and rural geographies.
- What buyers should compare — See how credit history, EMI terms and running costs fit together.
- Get the full breakdown — Sources, numbers and what to watch next.