Car Insurance Expired? Renewal, Inspection and NCB Rules Explained

In this short

• CAR INSURANCE Car Insurance Expired? Know What Changes A practical guide to the cover gap, inspection, NCB and renewal checks.
• WHAT STOPS Expiry Is Not A Free Extension A new accident, theft or fire after expiry is not automatically covered by renewing later.
• THE LEGAL CHECK Third-Party Cover Comes First Third-party motor insurance is mandatory before a vehicle is used on public roads.
• NCB RULE NCB Applies To Own Damage 20%–50% The cited standard grid rises from 20% to 50% across successive claim-free periods.
• BREAK-IN CHECK Inspection May Be Required 1 DAY The cited motor FAQ says even a one-day lapse can require vehicle inspection.
• COMPARE THE QUOTE Check IDV, Deductibles And Add-ons 90 DAYS A comprehensive-policy break beyond 90 days can affect accrued NCB under the cited guidance.
• READ THE FULL GUIDE Get the complete breakdown Numbers, comparisons and what to check next.